Can I Pay for Nursing School Without Going Into Debt?

Perhaps the most common question I’ve received from nursing school students are related to the overall cost of attendance. It’s good that students are thinking more and more about how much their tuition will cost, but it’s not a good thing that students are more willing to take on large amounts of student loan debt in order to attend school. Let’s face it—nursing school is expensive, and unless you’re going to school to be a CNA (which is much cheaper), you’re going to have to find a way to pay for it. Most people can’t afford to pay their tuition up front, which is totally fine, but unfortunately they resort to taking out student loans right away instead of trying to find a better solution. Let’s take a look at some of the things that you can do to pay for your nursing school without racking up a huge amount of debt.

Cutting costs is one of the best things that you can do, and it doesn’t require you to apply for scholarships or really do any kind of application. You might be wondering how it’s possible to cut costs when it comes to tuition, but it is definitely possible. First of all, housing is one of the biggest costs that can be cut from your tuition bill. For some reason, students automatically think that they need to live on campus in order to get the “full college experience.” Whether you’re talking about nursing school, or some other major, this doesn’t seem to matter—people have the same drive toward living on campus. The problem with living on campus (instead of living at home still), is that it costs a tremendous amount of money, and a lot can be saved by living at home. Sure, you won’t be able to partake in some of the dorm room shenanigans, but you’ll be glad you made that choice when school is over and you’re not left with a mountain of debt to pay back.

That’s just one way to save money on your nursing school tuition, but this blog will be updated regularly with all sorts of money saving tips and other information about nursing school and certified nursing assistant classes. Hopefully this post allowed you to see that you don’t have to jump into a mountain of student loan debt just because everyone else is, and that there are affordable ways to attend nursing school or pay for your certified nursing assistant courses.


I’m a huge fan of Dave Ramsey, and his wisdom of the realm of personal finance. Check out this post, 5 Debt-Free Ways to Pay for College (and Still Save for Retirement).